Published: July 22, 2026
MONROVIA – The National Housing Authority (NHA) has announced an ambitious plan to construct 600 affordable housing units across six pilot counties, a project expected to provide decent homes for more than 2,600 Liberians while creating an estimated 3,000 indirect jobs as part of the government’s drive to tackle the country’s growing housing deficit.
Speaking Tuesday during the Ministry of Information’s regular press briefing, NHA Managing Director Florence K. Geegbae said the authority has made significant progress in housing policy reform, land acquisition, strategic partnerships and investment mobilization aimed at expanding access to affordable housing and aligning Liberia’s housing sector with international best practices.
She said the housing initiative forms part of the government’s broader effort to improve living conditions for low- and middle-income Liberians while stimulating economic activity through the construction sector.
Geegbae announced that the NHA has secured a partnership with CUTSTRUCT International Limited to supply building materials for the planned housing projects, noting that implementation of the agreement has already begun.
“NHA has secured a partnership with CUTSTRUCT International Limited for the supply of building materials. Implementation of the partnership is underway. CUTSTRUCT’s resident management team will take office in Liberia within two weeks,” she said.
The managing director also disclosed that, under the authority’s Off-takers/Homeowners Program, preliminary assessments have been completed to determine housing demand and identify potential beneficiaries, laying the foundation for future housing developments while meeting key requirements sought by investors.
As part of efforts to expand homeownership opportunities, Geegbae said the NHA recently organized an Off-takers Conference and has entered into a partnership with the Civil Service Agency (CSA) to develop a national policy that would enable civil servants to access affordable mortgage financing.
“The CSA and NHA have jointly embarked on a national policy development for the enrollment of civil servants into a housing mortgage scheme. An Off-takers Memorandum of Understanding, designed since 2024, will be utilized by heads of MACs,” she explained.
On land acquisition, Geegbae revealed that the authority has negotiated and initiated the purchase of 478 acres of land in three strategic locations—Bologan in Bomi County, Whowein in Margibi County, and Crozierville/Fendell in Montserrado County—to support upcoming housing developments.
Despite these gains, she acknowledged that the authority continues to face significant operational and financial challenges, including inadequate budgetary allocations, weak compliance by ministries, agencies and commissions with the civil servants’ enrollment program, limited public-private partnerships, insufficient investor participation, a shortage of operational vehicles and inadequate office equipment.
To overcome these obstacles, Geegbae called for the establishment of sustainable financing mechanisms that would make affordable homeownership accessible to more Liberians.
“There must be secured long-term funding for home mortgage loan programs for low- to middle-income homebuyers through negotiations with financing institutions,” she said.
She further urged the Government of Liberia to facilitate the creation of a dedicated housing and mortgage financing bank and establish a national housing trust fund supported by government appropriations, development partners and public corporations.
The NHA boss also appealed for presidential intervention to facilitate fresh capital investment into the authority through loans, equity financing, government subsidies or a combination of funding mechanisms to strengthen affordable housing programs nationwide.
Geegbae disclosed that the NHA and the Development Planning Department at the Ministry of Finance and Development Planning are jointly preparing a US$5 million proposal to finance the acquisition of land and the construction of an initial 250 affordable housing units across Liberia.
Highlighting the urgency of the initiative, she cited World Bank (2020) data showing that Liberia currently requires 200,000 new housing units to address existing overcrowding, an additional 163,035 units to accommodate population growth, and approximately 4,891 replacement units annually for deteriorating and damaged homes.
According to Geegbae, nearly 70 percent of Liberians currently live in slum communities under poor housing conditions, while the country is projected to require approximately 512,000 urban housing units by 2030 to meet increasing demand.
She said addressing the housing crisis will require sustained government commitment, increased private sector participation and stronger international partnerships to ensure that decent, affordable housing becomes accessible to thousands of Liberian families.
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