Published: November 7, 2026
MONROVIA — The Civil Service Agency (CSA) and the Civil Servants Association of Liberia Credit Union have kicked off activities ahead of the institution’s official launch on November 13, with CSA Director-General Dr. Josiah F. Joekai Sr. pledging full institutional support to expand financial opportunities for more than 60,000 government employees.
The kickoff ceremony, held Saturday in Monrovia, brought together employees from government ministries, agencies and state-owned enterprises to discuss the credit union’s anticipated benefits, financial security arrangements and opportunities for civil servants to access savings and credit facilities.
Speaking during the event, Joekai described the initiative as an important opportunity to strengthen the financial well-being of government employees through structured savings, access to loans and long-term investment opportunities.
DR. Josiah F. Joekai and members of Civil Servants Association of Liberia Credit Union
“The Civil Service Agency is with you,” Joekai declared, reaffirming the agency’s commitment to supporting the credit union ahead of its official launch.
He explained that participating employees could accumulate savings and access financial assistance for major investments, including housing construction, vehicle purchases and other family needs.
According to him, the credit union would help employees bridge financial gaps while allowing them to repay their obligations through agreed arrangements.
“Those deposits that you make at the end of the day, that accumulated amount can be used to invest in major projects,” Joekai said.
The CSA director-general disclosed that his support for the initiative was informed by his knowledge of credit unions operating in other African countries, the United States and parts of Europe.
“When I heard about the credit union facility, I was very happy,” he said.
Joekai recalled discussions with the credit union’s president, Mr. Johnson, during which he expressed confidence in the institution’s potential to improve employees’ financial conditions.
He emphasized that the memorandum of understanding between the CSA and the credit union reflects the agency’s commitment to ensuring the initiative delivers practical benefits.
“We have to be very truthful to what we have committed to, what we have written,” he stressed.
Joekai clarified that the credit union would serve eligible employees across government institutions, including state-owned enterprises, rather than limiting its services to workers in ministries and agencies.
“It’s not about you. It is about the thousands of government employees we have out,” he told participants. “It’s not just for spending entities. This cuts across spending entities and state-owned enterprises.”
He referenced representatives of the National Port Authority and other institutions attending the ceremony as examples of the initiative’s intended reach.
Joekai also linked the establishment of the credit union to President Joseph Nyuma Boakai’s commitment to creating an enabling environment for Liberians to participate in economic activities and improve their livelihoods.
However, the CSA director-general warned against unauthorized payroll deductions, emphasizing that the agency would closely monitor financial arrangements to protect participating employees.
He disclosed that the CSA already maintains similar arrangements with insurance companies and other institutions providing employee welfare services.
“Where you miss out, you put somebody there, wrong place who’s not supposed to be there, and you cut money from them. You’re going to pay the money back,” Joekai warned. “And if people take money and you do over deductions, you’re gonna pay the money back. There’s no negotiation. That’s non-negotiable.”
He stressed that the initiative must not expose employees to additional financial difficulties through improper deductions or administrative failures.
“We can’t say we want to help people and we suffer for them. We can’t do that,” he said.
Joekai explained that the CSA’s centralized payroll system already provides mechanisms for authorized deductions under employee welfare programs.
He assured the credit union’s leadership that the agency’s technical team and Welfare Department would collaborate with the institution to facilitate approved deductions and ensure timely loan repayments.
“The only thing I want to advise you not to do is not to deduct from them the money that they are not supposed to pay,” he cautioned.
The CSA boss further pledged to use the agency’s communication platforms, including its network of human resource departments, to inform employees across government about the credit union’s services.
He said the agency would engage ministers, heads of institutions and other officials to increase awareness and encourage eligible employees to understand the benefits and responsibilities associated with membership.
“I know today we are kicking off the start of activities leading to the official launch of this great facility. The Civil Service Agency is with you,” Joekai said.
He commended the credit union’s leadership for the initiative and emphasized the importance of implementing commitments contained in the agreement between both institutions.
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